Guides on life insurance policies, regulations, and top plans in the United Kingdom, including FCA regulations.
Introduction Paying tax is something no one in the UK can avoid, but most of us want to make sure we are not paying more than we should. At the same time, many families take out life insurance to make sure their loved ones are financially safe if anything happens to them. What often gets…
The phone rang just after the school run, and Sarah’s heart sank. It was the insurance company. Her husband, Mark, a man who loved his family more than anything, had died just three months earlier. He had always been so practical, so organised. He’d taken out a life insurance policy, a big one, telling her,…
If youβve been paying any attention at all to how things are changing here in the UK, youβll have noticed thereβs one group thatβs quietly becoming the most powerful economic force of all: our seniors. Our over-60 population isnβt just the fastest-growing bunch around, but theyβre also one of the most financially influential. And honestly,…
Introduction: Why Everyoneβs Talking About the Gift Inter Vivos Policy If youβve ever helped your child with a house deposit, given your grandchildren a lump sum, or gifted a big chunk of your savings to a loved one, you probably felt good knowing youβd made a difference. But hereβs the part that many people in…
Alright, let’s get down to it. In 2025, with everything going onβthe cost of living, wobbly interest rates, and all that jazzβit’s more important than ever to have your family’s backs. Your home and your savings are one thing, but a decent life insurance policy is a proper lifeline. Itβs a promise that if youβre…
Alright, UK life insurers, grab a cuppa and settle in. Your patch of the financial world? Itβs about to get a proper shake-up. The Bank of England (BoE), working closely with its Prudential Regulation Authority (PRA), is genuinely tightening the screws on liquidity. By the stroke of midnight on 31 December 2025, every significant life…
There’s a right buzz going on in the financial world, and it’s all about inheritance tax policies. Loads of well-off individuals across the UK are absolutely piling into them. Since the 2024 Autumn Budget, it’s dead clear that April 2026 will be a huge moment for estates, with many expecting chunky inheritance tax (IHT) hikes….
The UK’s life insurance and inheritance tax rules are facing a major overhaul in 2026. For any UK family with assets, ignoring these changes means potentially handing over avoidable taxes. This isn’t a minor adjustment; it’s a fundamental shift in how key family assets will be treated, making a solid UK life insurance and inheritance…
So, you’ve just bought a new home here in the UK β massive congratulations! Itβs an incredible feeling, isn’t it? But hold on a minute, amidst the excitement of picking out paint colours, there’s one absolutely vital bit of protection you really can’t overlook: life insurance. For us new UK homebuyers, getting your Homebuyer Life…
A Real Shake-Up in UK Life Cover “Right then, let’s talk life insurance β it’s buzzing in the UK! As we head into 2025, AI life insurance UK is really shaking things up. Forget endless forms and a load of faff. AI’s bringing genuinely personal, efficient, and smarter cover to everyone across the UK.” Getting…